FHA Loan Calculator — Free Online Tool
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FHA Loan Calculator

Calculate FHA loan monthly payments, mortgage insurance, and financing costs

FHA Loan Formula: $M = P \frac{r(1+r)^n}{(1+r)^n - 1}$, plus estimated annual Mortgage Insurance Premium (MIP) of ~0.85% financed or paid monthly. Enter your FHA details below.
FHA Loan Parameters Input

Calculation Results

⚠️ FHA loans require both an Upfront Mortgage Insurance Premium (UFMIP) and an ongoing annual MIP for the life of most loans!

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