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Home Affordability Calculator
Determine how much house you can afford based on income and debts
Affordability Rule: Housing expenses should generally not exceed 28% of gross monthly income, and total debt-to-income (DTI) should remain below 36%. Enter your financial details below.
Home Affordability Parameters Input
Calculation Results
⚠️ Lenders evaluate both front-end (housing) and back-end (total debt) ratios; higher existing monthly debts will reduce your maximum loan eligibility!