Budget Calculator
Budgeting Tips
50/30/20 Rule
- 50% for needs (housing, food, utilities)
- 30% for wants (entertainment, dining out)
- 20% for savings and debt repayment
Emergency Fund
- Aim for 3-6 months of expenses
- Keep in easily accessible account
- Start small and build gradually
Money-Saving Tips
- Track all expenses
- Cut unnecessary subscriptions
- Use cashback credit cards wisely
- Plan meals and grocery shopping
Review and adjust your budget regularly to stay on track with your financial goals.
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Financial Tips
- Pay yourself first
- Live below your means
- Eliminate high-interest debt
- Invest in your future