House Affordability Calculator

Determine how much house you can afford based on your income and expenses.

Annual Income ($)

Monthly Debts ($)

Include car payments, credit cards, student loans, etc.

Down Payment ($)

Down Payment Percentage (%)

Annual Interest Rate (%)

Loan Term (Years)

Annual Property Tax ($)

Annual Home Insurance ($)

Private Mortgage Insurance (%)

Typically required if down payment is less than 20%

Based on your income, your monthly housing payment should not exceed $0 (28% of your monthly income).

Your total monthly debt payments should not exceed $0 (36% of your monthly income).

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