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RMD Calculator

RMD Calculator

Calculate Required Minimum Distributions

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How it works: Calculate required minimum distributions (RMDs) for traditional IRAs and 401(k)s. RMDs are required starting at age 73 (2024) and help ensure retirement accounts are distributed over your lifetime.

Tips

  • RMDs start at age 73 (2024 rules)
  • Roth IRAs have no RMDs during owner's lifetime
  • 50% penalty for missed RMDs
  • Consider QCDs for charitable giving

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